If you live in the United States and drive a privately owned automobile, auto insurance is a requirement. Each of the 50 states requires drivers to carry automobile liability insurance that meets required minimum limits. Since drivers are required to carry automobile insurance, it makes sense to save money by searching for affordable insurance rates.… Read More »
Every vehicle on this nation’s roads must meet minimum financial responsibility requirements. In order to meet financial responsibility requirements privately owned vehicles that are not self insured must have liability insurance. Many drivers will find that auto insurance can be expensive and will want to find ways to reduce their insurance cost. Shopping for Automobile… Read More »
If you are a resident of Alabama, and you drive a car on Alabama roadways, you have to carry auto insurance. The Alabama Motor Vehicle Division requires all drivers to carry at least the minimum limits of car insurance at all times, and provide proof of insurance coverage when stopped by an Alabama peace officer.… Read More »
Driving after you’ve had a few drinks significantly increases your risk of being involved in a motor vehicle accident, and puts you and other people on the road at risk of physical injury and death. If you drive while intoxicated in Alabama, this choice can also have other consequences. Alabama law takes a serious approach… Read More »
When your teen becomes old enough to drive, you will probably be a little concerned about her safety. After all, inexperienced drivers are more than twice as likely to have an accident as older, experienced drivers. If you are an Alabama resident, you’ll also have another concern – car insurance. Because Alabama requires all drivers… Read More »
Every driver operating a vehicle on Alabama roads must carry at least the minimum limits of liability insurance mandated by the Alabama Motor Vehicle Division. However, if you have been convicted of certain driving offenses, Alabama may also require you to maintain an SR-22 to reinstate and maintain your driving privileges. In Alabama, an SR-22… Read More »
If you’re like many Alabama residents, communicating via cell phone is simply a way of live. Cell phone conversations, texting and wireless Internet surfing has largely replaced traditional means of communication for teens and adults alike. However, engaging in these forms of communication while driving can substantially increase your risk of injuries or death from… Read More »
The subject of cell phone use while driving is controversial in many states, and Arizona is no exception. Studies have shown that people who use mobile communication devices while operating a moving vehicle pose a similar threat to drunk drivers. This has led legislators to consider banning the use of mobile devices while driving. Currently,… Read More »
When you apply for auto insurance in the state of Arizona, your agent or broker will likely ask you if you need an SR-22. If you have never heard of this form, the question might seem a bit confusing. An SR-22 is not a type of insurance. It is simply a form that your insurance… Read More »
It’s no secret that providing car insurance for a teen driver is an expensive proposition. Because they lack driving experience, teens are more likely than adults to be involved in accidents and cause injuries to themselves and others. This drives auto insurance rates up for these drivers in all states, including Arizona. Nevertheless, auto insurance… Read More »